Consumer Decision Application Page

See Also...

The Decision Application page consists of several different sections. Note that the tabs that appear on the Decision Application page are dependent upon the products selected at the application's creation.

See also the Reprocessing Instructions topic for cases where you need to rescore the application, change the product selection, or put the application on hold, among other actions.

Note: The ratios on the Decision Application page are calculated as needed and are not saved. Therefore, changes made to values on the Decision Application page will cause the ratios to be recalculated.

Tabs, Buttons, and Other Action Menu Options

This table lists the tabs, buttons, and Other Action menu options available on this page.

Page Name

Tabs

Buttons

Other Actions Menu Options

Decision Application

System Messages

Summary

Decisions

Decision Support

Collateral

HMDA

CRA

Comments

Complete

Save & Reevaluate

Cancel

Documents

View All

View Application

View Collateralization

Edit/Reprocess

Reprocess

Calculate

Email RM

Message Board

Activity List

View Decision

System Messages

Summary

Decisions

Decision Support

Collateral

HMDA

CRA

Comments

Close

Documents

View All

View Collateralization

Email RM

Reprocess

Reprocessing

Credit Bureau Reports

Reprocess Reason

Complete

Cancel

Message Board

Activity List

Customer Acceptance

System Messages

Summary

Decisions

Decision Support

Collateral

HMDA

CRA

Comments

Complete

Save

Cancel

Documents

View All

View Application

View Decision

Email RM

Message Board

Activity List

Negotiation

Summary

Products

Comments

 

Complete

Save

Cancel

Documents

View All

View Application

System Messages

Summary

Decisions

Decision Support

Collateral

HMDA

CRA

Comments

Next Tab

Close

Documents

Collateralize

View All

Email RM

Message Board

Activity List

 

Calculate Buttons

When you change any of the most common adjustment fields on the Decision page that affect the calculations, a floating window showing a Calculate button appears along the right side of the application to remind you that a calculation is needed. You can continue to make changes and scroll through the entire Decision page. The floating window remains visible until you click the button to save your changes and refresh the calculations based on the financial information. You will not lose your place on the screen when you use this option.

Note: Clicking the Calculate button does not re-evaluate any credit policies. You must click the Save button to re-evaluate the credit policies and update any calculated fields displayed in the credit policy messages.

A permanent Calculate button is also available at the bottom of the Decision page. This button is always visible, so you can scroll down and click on it at any time. However, the page will only refresh if you have changed at least one field on the Decision page.

Note: The permanent Calculate button is not tied to changes on the common adjustment fields. It will refresh the page regardless of whether the latest change or changes affected the calculations. If you did not change any fields used in calculations, the calculated fields will not change when the page is refreshed in this manner.

 

© 2016 Baker Hill Solutions, LLC